The 7 Best Loan Agencies in Abu Dhabi

Abu Dhabi, the bustling capital of the UAE, is home to a wide array of financial institutions catering to diverse needs. Whether you are looking to finance a new home, start a business, or manage personal finances, loan agencies in Abu Dhabi offer tailored solutions to meet your requirements. In this guide, we’ll explore the 7 best loan agencies in Abu Dhabi, highlighting the key features, services, and considerations to help you make an informed decision. From competitive interest rates to flexible repayment terms, these agencies offer a variety of financial products designed to simplify your borrowing experience.

  • Personal Loans: Funding for individual needs such as education, travel, or emergencies. Loan amounts typically range from $5,000 to $50,000, with interest rates starting at 3% per annum.
  • Home Loans: Financing for purchasing or renovating properties, with repayment terms up to 25 years and interest rates between 2.5% and 4.5% per annum.
  • Business Loans: Capital for startups or expanding existing businesses, with loan sizes ranging from $10,000 to $500,000, depending on the agency and business plan.
  • Car Loans: Loans tailored for new or used vehicle purchases, with competitive interest rates starting at 2% per annum and repayment plans up to 5 years.
  • Debt Consolidation: Services to combine multiple debts into a single payment, often with lower interest rates and simplified repayment schedules.
  • Islamic Financing: Sharia-compliant loan options, including Murabaha and Ijarah, designed to meet the needs of Muslim borrowers.
  • Documentation Assistance: Support in preparing and submitting required documents such as salary certificates, Emirates ID, and bank statements.
  • Financial Advisory: Expert consultations to help clients choose the best loan options based on their financial situation and goals.
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Number of companies

9996

Verified reviews

4,79

Average rating

Emirates NBD
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1. Emirates NBD

★ ★ ★ ★ ★ 4,8/5
Electra Street Branch، Al Owais Building - Shaikh Zayed Second Street - near LLH Hospital
  • Bank
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD – Electra Street Branch stands as a beacon of financial excellence in the MENAT region, carrying forward a legacy that began in 1963 with the establishment of the National Bank of Dubai. As a leading banking group in the UAE, it offers a comprehensive range of services tailored to individuals, businesses, and high-net-worth clients. Situated in a bustling area near prominent landmarks like Lulu Hypermarket and NMC Specialty Hospital, this branch provides convenient access to world-class banking solutions. Its offerings include personal banking services, car financing, mortgage lending, and specialized wealth management plans designed to meet diverse financial needs.

Known for its innovative approach, the branch integrates digital banking platforms such as online and mobile banking to ensure seamless financial experiences. Emirates NBD caters to various customer segments with bespoke packages, including tailored solutions for Emirati businesses and high-value private banking clients. With over 200 branches and 900 ATMs across the UAE, the bank has earned its position as a trusted partner for those seeking dependable financial expertise. Its commitment to customer satisfaction and robust service portfolio makes it an essential addition to our directory.

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Emirates NBD
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2. Emirates NBD

★ ★ ★ ★ ★ 4,8/5
Al Khalidiya Area - Nayel and bin Harmal Tower - Zayed The First St
  • Bank
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD – Khalidiya Branch is a cornerstone of financial services in the MENAT region, offering a comprehensive suite of banking solutions tailored to diverse customer needs. Established as part of the UAE’s first national bank, this branch is strategically located near Abu Dhabi Beach, providing easy access to prominent landmarks like the World Trade Center Mall and Madinat Zayed Shopping Centre. The branch caters to personal, priority, and private banking needs, with specialized services for salaried individuals, high-net-worth clients, and businesses, including car finance, mortgages, and tailored business packages for Emiratis. Its commitment to innovation is evident in its integration of digital banking solutions like mobile apps and online banking for seamless transactions.

Renowned for its customer-centric approach, the branch also specializes in wealth management, investment advisory, and Shari’ah-compliant Islamic banking services. It supports businesses with services such as working capital loans, trade finance, and treasury management, ensuring sustainable growth for SMEs and corporate clients alike. With a strong heritage dating back to 1963, the branch continues to uphold its reputation for excellence, offering a blend of traditional banking expertise and modern financial technology to meet the evolving demands of its customers.

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Emirates NBD
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3. Emirates NBD

★ ★ ★ ★ ★ 4,9/5
Al Balooshi Tower - Ground Floor - Zayed The First St
  • Bank
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD – Tourist Club Branch stands as a cornerstone of financial services in Abu Dhabi, offering a wide array of banking solutions tailored to meet diverse customer needs. As part of the leading banking group in the MENAT region, this branch provides comprehensive services, including personal banking, car finance and loans, and mortgage lending. Situated in a prime location near Abu Dhabi Mall, the branch ensures ease of access for residents and tourists alike, reflecting its commitment to convenience and customer-centric banking. With a rich legacy dating back to 1963, the institution has consistently delivered innovative and secure financial solutions, firmly establishing itself as a trusted partner in the UAE’s economic growth.

The branch caters to a wide demographic, offering personalized financial products for salaried individuals, high-net-worth clients, businesses, and SMEs. Its portfolio includes current accounts, credit cards, loans, and wealth management services, alongside digital banking platforms for seamless transactions. Additionally, its services extend to priority and private banking, catering to unique financial aspirations with bespoke solutions. The branch’s proximity to key landmarks, like Sheikh Hazza Mosque Park and Le Méridien Abu Dhabi, further underscores its strategic importance. This combination of heritage, modernity, and customer focus makes it an essential choice for individuals and businesses seeking comprehensive banking solutions in the UAE.

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Emirates NBD
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4. Emirates NBD

★ ★ ★ ★ ★ 4,9/5
Yas Mall - G Floor
  • Bank
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD, a pioneering banking institution in the MENAT region, has been a cornerstone of financial innovation since its inception in 1963. With a legacy rooted in the merger of the National Bank of Dubai (NBD) and Emirates Bank International (EBI) in 2007, it has grown to become the largest banking group in the region by assets. This institution offers a comprehensive range of financial solutions, including personal and corporate banking, car finance, mortgage lending, and wealth management services, catering to individuals, SMEs, and high-net-worth clients. By consistently evolving its offerings, Emirates NBD supports diverse financial needs through tailored products like current accounts, credit cards, loans, and investment services.

Known for its commitment to digital transformation and accessibility, the bank provides cutting-edge online and mobile banking platforms, ensuring seamless financial management for its customers. Its specialized divisions, including Islamic banking and priority banking, exemplify its dedication to inclusivity and excellence. The Yas Mall branch exemplifies the bank’s focus on customer-centric services, offering a convenient hub for banking solutions in Abu Dhabi. With a reputation built on trust, innovation, and a focus on sustainability, Emirates NBD continues to shape the future of banking in the UAE and beyond.

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Emirates NBD
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5. Emirates NBD

★ ★ ★ ★ ★ 4,6/5
Ground Floor, Dalma Mall, Mussafah Industrial Area
  • Bank
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD – Dalma Mall Branch stands as a key representative of the MENAT region’s largest banking group, offering a comprehensive suite of financial solutions. Established in 1963 through the vision of H.H. Late Sheikh Rashid bin Saeed Al Maktoum, the bank has evolved into a powerhouse in the UAE’s financial sector. This branch provides tailored services, including personal banking, car finance, mortgages, and wealth management, catering to diverse customer needs such as salaried individuals, SMEs, and high-net-worth clients. With a legacy of innovation and trust, the organization ensures seamless banking experiences through its advanced digital platforms and personalized financial advisory services.

The branch is an integral part of a banking institution that prioritizes accessibility and customer satisfaction. Its offerings include a variety of accounts, credit cards, loans, and investment solutions designed for both personal and corporate clients. Additionally, the bank supports Islamic banking services and exclusive packages for Emirati businesses, showcasing its commitment to inclusivity. Whether through online banking, mobile apps, or in-branch services, the organization delivers convenience and reliability, making it a cornerstone of financial empowerment in the region.

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Emirates NBD
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6. Emirates NBD

★ ★ ★ ★ ★ 4,8/5
Ground, Al Neem Tower - Building Shaikh Khalifa Street
  • Bank
  • Business banking service
  • Car finance and loan company
  • Mortgage lender

Why we chose them

Emirates NBD – Khalifa Branch stands as a cornerstone of financial excellence in the MENAT region, with a rich history dating back to its founding in 1963. As the first national bank established in Dubai and the UAE, it has grown to become the largest banking group in the region by assets. This growth was bolstered by the merger of the National Bank of Dubai and Emirates Bank International in 2007. The branch offers a wide range of services, including personal and business banking, car financing, mortgage lending, and wealth management, catering to diverse customer needs across sectors.

Renowned for its innovative banking solutions, the branch provides tailored services such as priority and private banking for high-net-worth individuals, Islamic banking for Shari’ah-compliant solutions, and digital banking for seamless transactions. With a commitment to sustainability and customer-focused strategies, the branch exemplifies modern banking through cutting-edge technologies and a robust network of over 200 branches and 900 ATMs across the UAE. Its dedication to empowering individuals and businesses underscores its position as a leader in the financial landscape.

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Emirates NBD
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7. Emirates NBD

★ ★ ★ ★ ★ 4,7/5
New Airport Road - Muroor Rd
  • Mortgage lender
  • Car finance and loan company
  • Bank

Why we chose them

Emirates NBD – Al Muroor Branch is a distinguished banking institution in the MENAT region, renowned for its comprehensive financial services and legacy of innovation. Established in 1963, it evolved into the largest banking group in the region by assets following the merger of the National Bank of Dubai and Emirates Bank International in 2007. The branch offers tailored solutions for individual and corporate needs, including mortgage lending, car financing, and diverse banking services. With a focus on accessibility and modern banking, Emirates NBD provides customers with digital platforms, over 200 branches, and 900 ATMs across the UAE, ensuring seamless and efficient financial management.

Emirates NBD caters to a wide array of banking segments, from personal accounts and credit cards to private wealth management for high-net-worth individuals. Its specialized services for businesses and SMEs, along with Islamic banking solutions, demonstrate a commitment to inclusivity and versatility. Clients benefit from innovative products like foreign exchange services and exclusive financial packages designed for Emiratis. By combining tradition with technology, the bank has established itself as a trusted partner for financial growth and sustainability in the region.

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Frequently asked questions

What types of loans are offered by loan agencies in Abu Dhabi?

Loan agencies in Abu Dhabi offer a variety of loan options, including personal loans, home loans, business loans, car loans, debt consolidation loans, and Islamic financing solutions such as Murabaha and Ijarah.

What is the average interest rate for loans in Abu Dhabi?

Interest rates for loans in Abu Dhabi typically range from 2% to 4.5% per annum, depending on the loan type, repayment terms, and the borrower's financial profile.

How long does it take to get a loan approved in Abu Dhabi?

Loan approval timelines vary, but most personal and car loans are approved within 3 to 7 business days. Home and business loans may take longer, typically between 2 to 4 weeks, depending on the complexity of the application and required documentation.

What factors should I consider when choosing a loan agency in Abu Dhabi?

Key considerations include the agency's reputation, interest rates, loan terms, fees, customer service, and whether they offer tailored solutions such as Islamic financing or debt consolidation.

What documents are typically required for a loan application in Abu Dhabi?

Commonly required documents include a valid Emirates ID, passport copy, salary certificate, bank statements (last 3-6 months), and proof of residence. Business loan applications may require additional documents such as a business plan and trade license.

What is the average loan amount offered by agencies in Abu Dhabi?

Loan amounts vary by type: personal loans typically range between €4,700 and €47,000, home loans can exceed €235,000, business loans range between €9,400 and €470,000, and car loans are usually between €9,400 and €47,000.

Are there Sharia-compliant loan options available in Abu Dhabi?

Yes, many loan agencies in Abu Dhabi offer Islamic financing options such as Murabaha (cost-plus financing) and Ijarah (leasing agreements) that comply with Sharia principles.

Can loan agencies in Abu Dhabi assist with debt consolidation?

Yes, many loan agencies provide debt consolidation services to help clients combine multiple debts into a single payment plan, often with lower interest rates and more manageable repayment terms.

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